A trade account opened on a handshake is a debt waiting to age. This credit application gives a new customer one place to give company details, three trade references, bank figures, directors and acceptance of your payment terms, so credit control can check before anyone ships goods. It runs in the order the checks are made, ending in a signature page.

The sample shows Fallowfield Partners assessing Hollin Joinery Ltd for a £25,000 limit on net 30 day terms, with reference quotes, a key figures table and clear approval authority. Replace the names, limits, days and figures with your own policy, and add the credit insurer details you use.