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Savings tracker templates

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Emergency Fund TrackerSavings Goal Tracker
FormatSpreadsheetSpreadsheet
Works inGoogle Sheets and ExcelGoogle Sheets and Excel
Length5 slides4 slides
StyleMinimalBold

What a savings goal tracker should cover

A savings goal tracker shows how much you have set aside toward a target and how far you still have to go. It keeps saving steady, whether you are building a deposit, a holiday fund or an emergency fund.

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Cover goal and target amount, deadline, monthly contribution needed, amount saved to date, progress percentage, and progress chart.

Work out the monthly amount from the deadline, then move that sum on payday, before you have the chance to spend it.

Compare Emergency Fund Tracker and Savings Goal Tracker, all 4 to 5 pages long, then pick the closest match and replace the sample text with your own.

Questions

What is a savings goal tracker?

A savings goal tracker shows how much you have set aside toward a target and how far you still have to go. It keeps saving steady, whether you are building a deposit, a holiday fund or an emergency fund.

What should a savings goal tracker include?

Include goal and target amount, deadline, monthly contribution needed, amount saved to date, progress percentage, and progress chart. Work out the monthly amount from the deadline, then move that sum on payday, before you have the chance to spend it.

How big should an emergency fund be?

Many people aim for three to six months of essential expenses, such as housing, food, utilities and transport. If six months feels out of reach, start with a smaller first target.

Where should I keep my savings?

Keep emergency savings in an account that is separate from your everyday spending and easy to reach. Check the access rules and any fees before you open it.

How often should I add to savings?

Add to savings on each pay date, so the money moves before you spend it. Small regular amounts add up over a year.

Where should I start with a savings goal tracker?

Start with Emergency Fund Tracker: See how many months of essential bills your savings would cover and how close the fund is to its target. If that is not the right fit, compare it with Savings Goal Tracker.

How long is a savings goal tracker?

The templates here are 4 to 5 pages long. Cut any section you do not need; each template explains what its sections are for.

Which apps can I use for a savings goal tracker?

Yes. These savings tracker templates work in Google Sheets and Microsoft Excel. All 2 templates are free, with no account or email needed.

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